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LG Sinha reviews progress towards financial inclusion by banks in J&K

Jammu and Kashmir Lieutenant Governor Manoj Sinha on Tuesday said that the administration is committed to ensure adequate and timely availability of credit to industrial and productive sectors of Jammu and Kashmir.

“We are committed to ensure adequate and timely availability of credit to industrial and different productive sectors of the economy to finance growth,” said LG while reviewing the financial progress in J-K with Deputy Governor RBI M K Jain, Chief Secretary Arun Kumar Mehta and other officials.

LG said that Jammu and Kashmir has become one of the preferred destinations for Industrial investment, tourism, film industry and real estate sector.

“The government is committed to ensure adequate and timely availability of credit to industrial and different productive sectors of the economy to finance growth,” LG said.

He said that efforts are being made to enable far-flung areas of rural interiors to become fully connected with financial sector.

“We are also enhancing people’s access to financial products, promotion of ‘One District One Product’, institutional credit to women, youth, SMEs, handicrafts, horticulture and various other priority sectors for effective contribution to growth processes of the UT,” the Lt Governor said.

“We will also work together to make our credit lending system more sensitive to the needs of women and youth entrepreneurs, farmers and artisans.”

He said that there is a need for additional banking outlets in rural areas to bring excluded households into the fold of institutional credit and financial services in a structured and sustainable manner.

“The enabling ecosystem will also bridge the gap between government schemes and people living in geographically difficult terrain,” LG said.

LG asked the concerned officers to explore all possibilities for extending financial handholding to the eligible beneficiaries through various government schemes and interventions.

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